What Are Cookies and Tracking Technologies?

When you visit cerolumexa.com, we use small text files called cookies along with other tracking technologies to improve your browsing experience and provide personalized financial services. Think of cookies as digital memory cards that help our website remember your preferences and streamline your interactions with our platform.

These technologies work behind the scenes to recognize your device when you return, maintain your session while navigating between pages, and help us understand which parts of our financial tools and resources are most valuable to our clients. We've been refining our approach to data collection since early 2024, and our current system reflects the latest privacy standards as of 2025.

How Tracking Enhances Your Experience

Our tracking technologies serve specific purposes that directly benefit your experience with cerolumexa's financial services. When you use our business loan calculator, for example, cookies remember your input parameters so you don't need to re-enter information when exploring different scenarios. This saves time and makes our tools more efficient for busy entrepreneurs.

We also track which educational resources resonate most with our Canadian business community. If we notice that articles about cash flow management are particularly popular among small business owners in New Brunswick, we can create more targeted content that addresses regional business challenges. This data-driven approach helps us serve our community more effectively.

Data Retention and Your Rights

Most cookies we set have specific expiration dates ranging from the end of your browser session to up to two years for preference settings. Analytical data is typically retained for 26 months to identify long-term trends in how our financial tools are being used, while marketing cookies generally expire after 90 days.

You can request information about what data we've collected through cookies or ask us to delete specific tracking data by contacting our privacy team. As a Canadian business, we comply with federal privacy legislation and respect your right to understand and control how your information is being used.

We regularly review and update our tracking practices to ensure they align with evolving privacy standards and truly serve our clients' needs. Our last major review was completed in March 2025, incorporating feedback from our business community and the latest privacy best practices.